Privacy Policy
Effective Date: August 22, 2024
Introduction
Rasmussen Insurance Services Group (“we,” “our,” or “us”) is committed to protecting the privacy and security of your personal information. This Privacy Policy outlines the types of information we collect, how we use it, and the steps we take to ensure it is handled responsibly and in compliance with applicable laws, including the California Consumer Privacy Act (CCPA) and the California Privacy Rights Act (CPRA).
Information We Collect
We collect various types of information in the course of providing insurance services, including:
Personal Information: This includes your name, address, email, phone number, Social Security number, driver’s license number, and other identifiers.
Financial Information: We may collect information about your bank accounts, credit history, and other financial data necessary to provide insurance services.
Policy Information: This includes details about your insurance policies, claims history, coverage options, and other related information.
Usage Information: We collect data on how you interact with our website, including IP address, browser type, and browsing history.
Health Information: In certain cases, we may collect health-related information, such as medical history or prescriptions, when required for underwriting or claims processing.
How We Use Your Information
Rasmussen Insurance Services Group uses the collected information for the following purposes:
Providing Services: To create, maintain, and manage your insurance policies and related services.
Customer Support: To respond to inquiries, process claims, and offer customer service.
Legal Compliance: To comply with legal obligations, regulatory requirements, and lawful requests by public authorities.
Marketing: To send you information about our products, services, and promotions. You may opt-out of marketing communications at any time.
Risk Management: To assess and manage risks, including fraud detection and prevention.
Sharing Your Information
We do not sell your personal information. However, we may share your information with:
Service Providers: Third-party companies that provide services on our behalf, such as payment processing, data analysis, and customer support.
Affiliates: Companies related to us that may assist in providing you with services or improving our offerings.
Legal and Regulatory Authorities: When required by law or to protect our rights and the rights of others.
Your Rights Under CPRA
As a California resident, you have specific rights under the California Privacy Rights Act (CPRA), including:
Right to Know: You have the right to request information about the categories and specific pieces of personal information we have collected about you.
Right to Delete: You can request that we delete personal information we have collected from you, subject to certain exceptions.
Right to Correct: You have the right to request corrections to your personal information if it is inaccurate.
Right to Opt-Out: You can opt-out of the sale or sharing of your personal information. Note that Rasmussen Insurance Services Group does not sell your personal information.
Right to Limit Use of Sensitive Personal Information: You have the right to limit the use and disclosure of sensitive personal information to what is necessary for the performance of our services.
Right to Non-Discrimination: You will not receive discriminatory treatment for exercising any of your CPRA rights.
How to Exercise Your CPRA Rights
To exercise your rights under the CPRA, please contact us by:
Email: privacy@rasmusseninsurance.com
Phone: (661) 438-5650
Mail: 320 Grand Cypress Ave Ste 501 Palmdale, CA 93551
We will verify your identity before processing your request, as required by law. You may also designate an authorized agent to make a request on your behalf.
Data Security
We take the security of your personal information seriously. We implement reasonable administrative, technical, and physical safeguards to protect your data from unauthorized access, use, or disclosure.
Changes to This Privacy Policy
We may update this Privacy Policy from time to time. We will notify you of any significant changes by posting the updated policy on our website and updating the effective date at the top of this document.
Contact Us
If you have any questions or concerns about this Privacy Policy or our privacy practices, please contact us at:
Email: privacy@rasmusseninsurance.com
Phone: (661) 438-5650
Mail: 320 Grand Cypress Ave Ste 501 Palmdale, CA 93551
