Terms of Use 

    Effective Date: August 22, 2024

    Introduction   

    Welcome to the website of Rasmussen Insurance Services Group (“we,” “us,” or “our”). By accessing or using our website, located at www.rasmusseninsurance.com (the “Site”), you agree to comply with and be bound by these Terms of Use (“Terms”). If you do not agree with these Terms, please do not use the Site.

    Use of the Site   

    1. Eligibility: You must be at least 18 years old to use this Site. By using the Site, you confirm that you meet this requirement.

    2. Permitted Use: You are granted a limited, non-exclusive, non-transferable, and revocable license to access and use the Site for lawful purposes related to your insurance needs. Any other use of the Site, including for commercial purposes, is prohibited unless explicitly authorized by us.

    3. Prohibited Actions: You agree not to:

      1. Use the Site in any manner that could disable, overburden, or impair the Site or interfere with any other party’s use of the Site.

      2. Attempt to gain unauthorized access to the Site, other accounts, computer systems, or networks connected to the Site.

      3. Use any automated means, including robots or scripts, to collect information or interact with the Site without our prior consent.

      4. Upload or transmit any viruses, malware, or other harmful code through the Site.

    4. User Content: If you submit or post any content to the Site, including reviews, comments, or other materials (“User Content”), you grant us a non-exclusive, worldwide, royalty-free license to use, reproduce, modify, and display such content in connection with our business. You are solely responsible for the User Content you submit and must ensure that it does not violate any laws or third-party rights.

    Intellectual Property   

    All content on the Site, including text, graphics, logos, images, and software, is the property of Rasmussen Insurance Services Group or its content suppliers and is protected by intellectual property laws. You may not copy, distribute, modify, or create derivative works based on any content from the Site without our prior written consent.

    Privacy   

    Your use of the Site is also governed by our Privacy Policy, which outlines how we collect, use, and protect your personal information. By using the Site, you agree to the practices described in our Privacy Policy.

    Disclaimer of Warranties   

    The Site and its content are provided on an “as is” and “as available” basis. We make no warranties or representations, express or implied, about the accuracy, completeness, or reliability of the Site or its content. We disclaim all warranties, including but not limited to warranties of merchantability, fitness for a particular purpose, and non-infringement.

    Limitation of Liability   

    To the fullest extent permitted by law, Rasmussen Insurance Services Group shall not be liable for any direct, indirect, incidental, special, or consequential damages arising out of or in connection with your use of the Site. This includes, but is not limited to, any errors or omissions in the content, any loss or damage resulting from the use of the Site, and any unauthorized access to or alteration of your transmissions or data.

    Indemnification   

    You agree to indemnify, defend, and hold harmless Rasmussen Insurance Services Group, its officers, directors, employees, and agents from and against any and all claims, damages, liabilities, costs, and expenses (including reasonable attorneys’ fees) arising out of or related to your use of the Site, your violation of these Terms, or your infringement of any third-party rights.

    Modifications to the Terms   

    We may revise these Terms at any time without prior notice. Any changes will be effective immediately upon posting on the Site. Your continued use of the Site after such changes constitutes your acceptance of the new Terms. We encourage you to review these Terms regularly.

    Governing Law   

    These Terms are governed by and construed in accordance with the laws of the State of California, without regard to its conflict of law principles. Any legal action or proceeding arising out of or related to these Terms or the Site shall be brought exclusively in the state or federal courts located in California.

    Severability   

    If any provision of these Terms is found to be unlawful, void, or unenforceable, the remaining provisions shall remain in full force and effect.

    Contact Information   

    If you have any questions or concerns about these Terms or the Site, please contact us at:

    1. Email: support@rasmusseninsurance.com

    2. Phone: (661) 438-5650

    3. Mail: 320 Grand Cypress Ave Ste 501 Palmdale, CA 93551

    By using the Site, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use.